Average rate on 30-year loan eases to 4.42%

Average rate on 30-year loan eases to 4.42%
Straight from Washington on December 13th, the average U.S. rates for fixed mortgages eased up a bit, remaining near historically low levels. 
Mortgage rates peaked at 4.6% in August and have stabilized in September. The average fee for a 30-year mortgage jumped to 0.7 point from 0.5 point. The fee for a 15-year loan rose to 0.7 point from 0.4 point. The average rate on a one-year adjustable-rate mortgage fell to 2.51% from 2.59% from the week prior of December 13th. The average rate on a five-year adjustable mortgage declined to 2.94% from 2.99%, as well. 
To read the entire article please go to the following link below:
Economists: Florida’s housing sector will grow in 2014, but at a slower pace
According to the Florida Realtors(r)’ 2014 Real Estate and Economic Summit held in mid December state that, “Look for 2014 to bring continued growth in the state’s housing sector, though at a slower pace than in 2013 due to changing market and economic conditions. The real estate market is going to grow, and we’ll probably see about a 10% increase in residential sales, ” Chief Economist John Tuccillo said.
Home values will rise at roughly 5% a year, which is in line with historical trends. In the last 18 months, home values have gone up about 12%, in which Tuccillo said, “I don’think we’ll see that next year.”
To read the entire article please go to the following link below:
Small Steps for Keeping Your Housekeeping Resolutions
January sometimes bring the mere thought of a huge drum of worry and stress. Instead of making resolutions that seem so grandor and impossible, what if we made things simple and took them slowly? How do we do this and maintain them, permanently? 
Here are a few suggestions:
Remember that you’re not the only one. 
Determine your fitness level. “It’s easy to compare ourselves and our homes to others and their homes, but that’s not really helpful. Figuring out your level of fitness is just another way of facing reality. And it’s important to do so without judgement. The goal is to become stronger and move to the next level, rather than bemoan what is. This applies to every sort of fitness, whether it’s physical, emotional, relational, organizational–you name it,” says Alison Hodgson, Houzz Contributor.
Target a muscle group. If you want to organize your home, you need to start with one room, and even then narrow your focus. 
Choose an exercise. If you decide your pantry is where you would like to start, you decide what you are doing first. Choose one small thing you can do every day and then just do it. 
Don’t worry about the rest. Once you’ve tackled your one small thing, you’ll know what you want to work on next.
To read the entire article please go the following link below:
Naples January Events
January 1, 2014– New  Year’s Day! 
January 8, 2014 – Dancing Under the Stars’ at Mercato! 6pm-9pm, Mercato Shopping Center
January 11, 2014 – Paddleboard Fitness and Yoga, 8:30-10am, Beach 2nd Ave North. 239-591-3199
January 19, 2014 – Naples Daily News Half Marathon 2014, 7-9:45am. Race starts at 5th Avenue South, 239-434-9786.
January 20, 2014 – Martin Luther King Jr. 
January 24-26, 2014 – Naples Winter Wine Festival. The Ritz-Carlton Golf Resort. 239-514-2239
January 25-26, 2014 – Swamp Buggy Races. 12:30-3:30pm Saturday, 12:30-4:30pm Sunday. 8250 Collier Blvd. Florida Sports Park.

About yournapleshome

Karen is originally from Cape May County, New Jersey but considers herself a Floridian due to the many years she has resided in this sunny state! She has two children, Kimberly and Jennifer. Kimberly graduated form the University of Florida in 2000 and resides in Naples with her husband and two children. She works in education . Jennifer graduated from the University of Florida in 2006 and resides with her husband in Raleigh, North Carolina. She currently works for the Sweatlock Team as a marketing executive. The Sweatlock Team provides top-notch personable and professional real estate services, custom marketing for listings, efficient and honest service, fair representation, and a team that is ready to work for you! All combined with great expertise and impeccable service- a combination that can't be beat! Our clients are clients for life.
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